419 scam: "Mr.George Culmer" <pin.pin01@ymail.com> LLoyds Banking Group United Kingdom.

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "million united state dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "united state dollar" (this email uses bad English)
- "dormant account" (Banks mentioned in 419 scams are always fake (real banks don't communicate using mobile phones or free webmail addresses))
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- mrculmer@yahoo.com (email address has been used in a known fraud before)

Fraud email example:

From: "Mr.George Culmer" <pin.pin01@ymail.com>
Reply-To: g.culmer@yahoo.com
Date: Tue, 17 Feb 2015 11:13:20 -0600
Subject: LLoyds Banking Group United Kingdom.

From: Mr. George Culmer
Executive Director and Chief Financial Officer.
LLoyds Banking Group United Kingdom.
Greetings To You !!!!!

Firstly, I am Mr. George Culmer, the Executive Director and Chief Financial
Officer of Lloyds Banking Group United Kingdom. I am contacting you for a
legitimate business transaction strictly for you and me alone. I personally
discovered a dormant account with a total sum of USD$95,000,000.00
(NINETY FIVE
MILLION UNITED STATE DOLLARS) here in our bank. The owner of this dormant
account died.And Since his death, nobody has operated in his account
because the
account has NO BENEFICIARY attached to it. According to our BANKING CODE OF
ETHICS and decision imposed by the new British Prime Minister David Cameron;
this dormant fund will be confiscated by law and will be diverted to
the British
Treasury as Unclaimed fund if it remains dormant for a period of [11] Eleven
years without any claim.

I therefore solicit for your sincere cooperation in transferring this dormant
fund to your foreign account as the foreign beneficiary of the fund to avoid
confiscating it by our bank. I will split the transfer into two 2 stages for
easy and smooth transfer. Firstly, I will transfer $5,000,000.00 to any valid
foreign account you will nominate. After a successful transfer of the fund, I
will fly to meet you in your home destination for sharing. Thereafter
we jointly
transfer the remaining balance of $90,000,000.00 for big investments. This
transaction will be done in a legitimate procedure within 7-8 banking days to
avoid any breach of the law. HOW THE TRANSACTION CAN BE HANDLED: As the
Executive Director and Chief Financial Officer of our bank,all our client
account details and file are in my possession and that makes it easy for me to
include your name as the beneficiary of the fund in all necessary documents
involving the money we wish to transfer out from our bank. Most
importantly, you
will be required to:

- Act as the original beneficiary of the funds.
- Receive the funds into a business/private bank account.
- At the completion of this transaction, the sharing rates shall be 55% for me
while 45% for you.

If you are willing to cooperate in this project reply back to me as soon as
possible now through my private email below for more details:

PRIVATE EMAIL: mrculmer@yahoo.com

Anticipating for your positive response for more details.

Yours truly,

Mr. George Culmer

www.lloydsbankinggroup.com

Anti-fraud resources:

What can you do when you receive 419 spam