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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

Reply-To: <>
Date: Thu, 19 Mar 2015 13:57:45 -0700
Subject: Irrevocable Standing Payment Order (ISPO)For Your Payment.

Office Of The Presidency.
Federal Republic of Nigeria.
>From The Desk of Dr.James Obiora,
Director of Finance And Budget Planning
Office Of The Presidency.
Telex: FGN/GXTT/NGR2015.
Direct Tel:234-8090-718221.

Attn:Funds Beneficiary.


Re:Irrevocable Standing Payment Order (ISPO)For Your Payment.

This is to officially inform you that an Irrevocable Standing Payment Order (ISPO) have been issued on your approved sum of US$5.5Million Only (Five Million Five Hundred Thousand Dollars) to be paid and released directly through my office,note please that this Presidential Irrevocable Standing Payment Order (ISPO) transactions will cost you the funds beneficiary a Non Deductible and waivable sum of US$355 only (Three Hundred And Fifty Five Dollars) which is the official Presidential Payment Handling Charges Fees(PPHCF) which is very normal and mandatory,the Presidential Payment Handling Charges Fees(PPHCF) Cannot be deducted from your funds prior to payment to you nor can it be waived hence that is the official fees going to the Federal Government purse which you the funds beneficiary must send through my office first before i will release your above approved sum,this Presidential Gazetted ISPO Order was issued and Gazetted directly by Mr.President on Tuesday 17th March 2015 and communicated to my office yes

Furtherance to the above you are as a matter of urgency requested to call me on my direct mobile line as thus: 234-8090-718221 for more instructions on this your Irrevocable Standing Payment Order (ISPO)payment,for more clarity again this payment instructions does and will not involve any bureaucratic bottlenecks nor delays or hiccups as the funds is already waiting for you once you have send the above Presidential Payment Handling Charges Fees(PPHCF) which is the first procedure and process for your payment hence without you sending it i will NEVER release your above approved sum of US$5.5Million and if you are not in a position to send it don't bother to reply to this message as this office will not entertain any excuses for its non payment from you,your Presidential Payment Release Code as thus:FGN/XXX/NNPCBN2015,recorded and coded please.

Finally and most importantly note that i have an order to release the above sum to through direct KTT Electronics Wire Transfer into your nominated bank account which will cost you nothing and through the issuance of a cash dispensable ATM Card with full package and PIN Codes fully Activated for your cash withdrawals,this will also cost you nothing from our bankers including the shipment fees which i will take care of once you have send the obligatory (Three Hundred And Fifty Five Dollars) US$355 Presidential Payment Handling Charges Fees(PPHCF),as a matter of fact this is all that this transactions will cost you both here in Nigeria and in your Country as you don't owe anybody any financial obligations again until the above approved sum hits your account or gets to you through the cash disposable ATM Card as you may wish to be paid.

I will be urgently waiting for your telephone call once you receive this letter and as well your full details on your preferred mode of payment,once i hear from you and your call i will instruct you on how you will send the above Presidential Payment Handling Charges Fees(PPHCF)through my desk here.

Sincerely Yours,

Dr.James Obiora.
Director Of Finance And Budget Planning,
Office Of The Presidency.
Federal Republic Of Nigeria.
This transmission may contain information that is privileged, confidential and exempt from disclosure under applicable law. If you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution, or use of the information contained herein (including any reliance thereon) is STRICTLY PROHIBITED, if you received this transmission in error, please immediately contact the sender and destroy the material in its entirety, whether is electronic or hard copy format. Thank you.

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