419 scam: "ZENITH BANK ATM CARD PAYMENT"<zenithbank@bank.com> RE: YOU’RE PAYMENT NOTIFICATION

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "western union" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "money gram" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "mtcn" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "courier company" (Courier companies mentioned in 419 scams are always fake. They will have you send money to them, but won't deliver anything. )
- "lagos" (a location commonly mentioned in 419 scams)
- "zenithbankplc521@yahoo.pt" (this email address has been used in a known scam)
- "fedex_office@yahoo.in" (this email address has been used in a known scam)
- "zenithbankplc521@yahoo.pt" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Western Union money transfer is completely untraceable and therefore is *not* safe to use with anyone you do not know personally. It is the preferred method of online criminals to collect money from their victims.

Fraud email example:

From: "ZENITH BANK ATM CARD PAYMENT" (may be fake)
Reply-To: <zenithbankplc521@yahoo.pt>
Date: Tue, 28 Jul 2015 11:11:32 -0300
Subject: RE: YOU’RE PAYMENT NOTIFICATION

ZENITH BANK ATM CARD PAYMENT
RE: YOU’RE PAYMENT NOTIFICATION
From: Mrs.Lizzy Ben
ATM CARD Remittance Manager
Zenith Bank of Nigeria.
Email :(zenithbankplc521@yahoo.pt)

Attention Beneficiary,

I am Mrs.Lizzy Ben, the new account audit of Zenith Bank Plc Nigeria and i am writing to notify you of a payment

file containing an ATM card which has been issued out to you by the Federal Ministry of Finance injunction with

the United Nation/International Monetary Fund (IMF).

I am new here in this office and i have orders from the entire government of the Federal republic of Nigeria to

contact beneficiaries and make sure they receive their ATM cards if it’s still in custody of this bank. Can you

kindly let us know the reason of your delay concerning the Delivery of your ATM CARD? Why do you decide to

abandon your ATM CARD? Worth of $8.5million USD with us, if you fail to contact us on or Before 48 hours or else

we shall cancel the delivery of your ATM CARD and return your fund to government reserve account, your delivery

Process had been done.

If you are ready to receive your ATM card then make sure to contact the courier company which is in charge of

making delivery of parcel. I have made several inquiries on various delivery companies and the only fee you have

to pay for the delivery is $155.00 usd which covers the delivery to your doorstep.

This is the cheapest i could find and I was made to understand it takes just 3 days to get your package to your

residence. On receipt of the required payment a tracking number will be sent to you to enable you track your

package till it gets to your residence.

So, contact the director of the delivery company with the following details, so contact Him and also make sure

that you send them the above Mentioned fee through western Union or Money Gram For the immediate procedure of

your ATM CARD delivery to avoid any delay.

RECEIVERS NAME:
LOCATION: 45 ALLEN AVE,LAGOS NIGERIA
QUESTION: YOU?
ANSWER: GOD
AMOUNT: $155.00USD
MTCN:.........
Senders Full Name:..........
Home/Office Address:........
Cell/Mobile Phone Numbers:.........
Nearest Air Port:……….

Name of Delivery Company: FEDEX DELIVERY COURIER COMPANY, LAGOS BRANCH.
Director in Charge: MR.SAM BROWN
Contact Email :(fedex_office@yahoo.in)
Contact the delivery company personnel as soon as possible or risk loosing the ATM.

Yours Sincerely,

Mrs.Lizzy Ben.
Zenith Bank ATM MASTER CARD DPT.
E-MAIL:zenithbankplc521@yahoo.pt

Anti-fraud resources:

What can you do when you receive 419 spam