fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
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Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- This email message is a next of kin scam.
Fraud email example:
Date: Sat, 16 Jul 2016 17:05:37 +0300
Subject: Attn: Your Reply (16-07-2016)
My sincere apologies if the contents hereunder are contrary to your moral
ethics. Open your mind to
this one in a lifetime opportunity and please treat with absolute
I am Mr. James Mkhonto Nkosi, Am a Client Relationship Officer at Rand
Merchant Bank Private Bank.
On 1st December 2013 at about 18:29 hours. A Mozambican Airlines plane
that went down in torrential
rain in Namibia carrying mining magnates and business people. One of our
esteemed clients Mr. Andrew
Stapleton made a numbered time (Fixed Deposit) for twelve calendar months
in my Bank since October
2013. Upon maturity, we sent a usual notice to his known address but got
After a month we sent a reminder and finally we discovered that they were
also on that same flight on a
vacation with his family to Namibia and unfortunately this sad event
happened, killing all the people.
On additional inquisition, the Bank discovered that he died without making
a WILL or TESTAMENT and
all efforts made to locate any of his extended relatives proved abortive.
On further inquest, it was
discovered that late Mr. Andrew Stapleton only stated his wife/business
partner on all official
documents and she was also dead in the crash.
The total invested sum of US$9.5M still in my bank unclaimed. No one would
ever come forward to
claim this money.
In accordance with the Financial Services Authority Guiding Principles,
the account would be declared
fallow and the proceeds would be revert to the possession of the South
African Government if nobody
applies as the beneficiary to the funds.
On this note, I wish to invite you as a foreigner partner to stand in as
the beneficiary to the deceased so
that the proceeds of this account will be released to you for us to share
as similar chances do arise in the
Bank and its only the Top Executives that siphon such funds for their own
Upon your acceptance of this proposition I shall give you comprehensive
information on how this
venture would be accomplished without any hitch.
Moreover, we shall employ the services of a notary here for the purpose of
procuring a letter of probate
and to obtain all other pertinent documents in your name for the requisite
immediate approval of this fund to your favour.
The money would be shared in the ratio of: Fifty percent for me, forty
five percent for you and five
percent for lawyer representing us. I pledged that this venture would be
accomplished under a
justifiable pact that will protect you from any legal trouble and I will
use my significant influence in the
bank to secure approvals and guarantee the successful completion of this
Please be informed that your extreme discretion is required. If this
proposition interests you, kindly
reply me directly by email and indicate your readiness and willingness to
finalize this transaction with
me. Email me your full names and contact details.
Upon receipt of your positive response with the requested information, I
will contact the lawyer to start
the preliminary arrangements and also draft an application letter with
your endorsement and send it
officially to my Bank to enable them start Administrative Processing and
Approval in your favour.
Thanks for your time as I look forward to your timely and positive reply.
James Mkhonto Nkosi.
The University of Nairobi is ISO 9001:2008 certified.
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