From: Simon Galva Galvan <ggalvan.simon@hotmail.com>
Date: Thu, 4 Aug 2016 12:37:37 +0000
Subject: Billard, Ronald




Hello Mr./Mrs. Billard, Ronald,

I apologize for not giving you any prior information before sending you this mail and through this medium, it is just that your last name corresponds with a subject at my disposal. Actually I am Mr. Simon G. Galvan, a Dominican Island citizen, managing director of Emirates NBD Dubai, United Arab Emirate. I write you this proposal in good faith hoping that I will rely on you in a business transaction that require absolute confidentiality.

In with my duty as the managing director of Emirates NBD Dubai, I conducted a routine check on the progress of this bank. After my survey I discovered that in February my bank made a 22 percent increase in its annual net profit, which rose to $381 million last year. A major reason that accounted for this wide profit was the outstanding debts owe to individuals and corporate bodies. Some of the fund came from dead clients whom their relatives and next of kin are unable to claim their inheritance, contract sum, etc.

The very one that caught my interest is the fund belonging to one late Mr. Alexander B. Billard. The bank is owing him the total sum of $18,400,000.00 still unpaid. I was his account officer in the bank in 2008 when this deposit was made in the bank. It was a fixed deposit which he intended to withdraw in 2011. But in 2010, he died in the 2010 Chile earthquake which occurred off the coast of central Chile on Saturday, 27 February 2010, at 03:34 local time. Since the last quarter of 2013 until today,the management of Emirates NBD Dubai, have been finding a means to reach him so as to ascertain if he will want to roll over the Deposit or have the contract sum withdraw. Since September 2012 when I learn of his death, I have tried to reach out to his relatives or next of kin but it was all in vain.

To avoid the bank taking over the deposited money, I have therefore decided to preserve this fund and use the proceed for charity. Some directors here have been trying to find out from me the information about this account and the owner, but I have kept it closed because, I know that if they become aware that Mr Alexander is now late, they will corner the funds for themselves. Therefore, I am seeking your co-operation to present you as the one to benefit from his fund at his death since you have the same surname, so that my bank head quarters will pay the funds to you. I have done enough inside bank arrangement and you only have to put in your details into the information network in the bank computers and reflect you as his next of kin. I am not a greedy person, so I am suggesting we share the funds equal, 50/50% to both parties. My share will assist me to start a charity organization to help the poor and also own a company which has been my dream.

Let me know your mind on this and please do treat this information as TOP SECRET. We shall go over the details once I receive your urgent response accordingly.

Have a nice day, and may GOD bless you.

Best regards,
Mr. Simon G. Galvan