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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: Charles Habor <carneym980765@gmail.com>
Date: Sat, 12 Nov 2016 06:14:44 -0800
Subject: ATTEND TO THIS


Dear Friend

I sincerely apologize for sending you this sensitive information via e-mail
instead of a certified mail, post-mail, phone or face to face conversation,
it's due to the urgency and importance of the security information, my name
is Charles Habor, the Director in charge of Auditing section of BANK OF
ENGLAND forgive my indignation if this message comes to you as a surprise.I
have decided to contact you on a project that will be very beneficial to
both of us. Though I know that a transaction of this magnitude will make
anyone apprehensive and worried, but I am assuring you that all will be
well at the end of the transaction. I came to know of you in my private
search for a reliable and reputable person to handle a very confidential
transaction which involves the transfer of a huge sum of money to a foreign
account requiring maximum confidence.

Furthermore, in 2015, A Bank of England payments system that processes
hundreds of billions of pounds a day collapsed for nine hours last year
because of defects in its design, The real time gross settlement (RTGS)
system had started to Malfunction at 6.02 am on 20 October – two minutes
after it opened for the day – but a deputy governor, Sir Jon Cunliffe, was
not alerted to the scale of the problem for two and a half hours, the
report found.

The system, vital to CHAPS payments, eventually handled 142,759
transactions worth £290bn that day after its usual 4.20pm closing time was
extended to 8pm. CHAPS, which is crucial for moving larger payments around
the financial system and has been in operation for 18 years, collapsed
after a bank was removed from the system for the first time since 2008.

During our auditing and assessment of the damage,I came across some amount
of money belonging to a deceased foreigner contractor who died with his
entire family on March 8 2014 in the ill fated Malaysian MH370.

The fund has been dormant in his account without any claim of the fund in
our custody before my discovery to this development.He was a
contractor/environmentalist.

The said amount is £18.5M(EIGHTEEN MILLION FIVE HUNDRED THOUSAND POUNDS).
All the arrangement to put claim over this fund as the contractor, has been
put in place and directives will be relayed to you as soon as you indicate
your interest and willingness to assist me and also benefit your self to
this great business opportunity.In this country as a civil servant(A
Banker),we are not allowed to operate a foreign account.

This is the actual reason why it will require a second party or fellow who
will forward claims as the next of kin to the deceased and also present an
account where he will need the money to be transferred into on his request.

Our Banking law stipulates that if such money remained unclaimed after Five
years, the money will be transferred into the Bank treasury as unclaimed
fund.

The request for a foreigner as the contractor in this business is
occasioned by the fact that the contractor was a foreigner and a British
citizen cannot stand as the actual contractor because he's company is
registered as an international contracting firm. I don't want this money to
go into the Bank treasury as unclaimed Bill. Be assured this transaction is
100% risk free.

On conclusion of this Project,you will be entitled to 40% of the total sum
as gratification,while 60% will be for me.Please you have been advised to
keep "top secret" as I am still in service and intend to retire from
service after I conclude this deal with you.

I will fly down to your country or any place we shall agree upon for
subsequent sharing of the fund according to percentages previously
indicated and further investment will be discussed.On your acceptance to be
my partner please email me ,before we proceed.

email:charleshabor01@yahoo.com

I look forward to your reply.

Yours faithfully,
Charles Habor

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