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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: Rory Tapner <emmanuel@jesusalivego.org>
Reply-To: ntsa@financier.com
Date: Fri, 27 Jan 2017 01:44:43 +0200 (SAST)
Subject: Business proposal




COUTTS
LONDON STRAND
440 STRAND
WC2R 0QS

Dear ,
I am Rory Tapner, Chief Executive of Wealth Management division at Royal Bank of Scotland . I am getting in touch with you regarding the estate of a deceased client with similar last name and an investment placed under our banks management.

I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I contact you independently and no one is informed of this communication.

In 2005, the subject matter, Mr. Frederick came to our bank to engage in business discussions with our private banking/wealth management division, which is Coutts & Co, a Subsidiary of Royal Bank of Scotland . He informed us that he had a financial portfolio of 14.750 million Great Britain Pounds, which he wished to have us invest on his behalf.

The money was spun around various opportunities and made attractive margins the first months of operation, the accrued profit and interest stood at this point at over 10 million Great Britain Pounds. In late 2008, Mr. Frederick instructed that the principal sum (14.750M) be liquidated because he needed to make an urgent investment requiring cash payments. He directed that the bank liquidate the funds and had it deposited with a security consultancy firm based in Madrid , Spain . The firm is an especially private firm that accepts deposits from high net worth individuals and blue chip corporations that handle valuable products or undertake transactions that need immediate access to cash. However the firm got in touch with us late last year, informing us that this money has not been claimed. On further enquiries we found out that Mr. Frederick was involved in an accident in Cannes , South of France. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity. Private banking clients usually in most cases leave wills in our care, in this case; Mr. Frederick died intestate. He had no next of kin and the reason I am writing you is because you share the same last name.

What I propose is that since I have exclusive access to his file, you will be made the beneficiary of these funds. I am prepared to instruct the security firm to release the deposit to you as the closest surviving relation. Upon receipt of the deposit, I am prepared to share the money with you in half. You do not have to have known Frederick . I know this might be a bit heavy for you but please trust me on this. In the banking circle this happens every time. The other option is that the money will revert back to the state.

Nobody is getting hurt; this is a lifetime opportunity for us. I hold the KEY to these funds, and from my years as a banker, we see so much cash and funds being re-assigned daily.
Please, again, note I am a family man; I have a wife and children. I send you this mail not without a measure of fear as to the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private banking clients. Do not betray my confidence. If we can be of one accord, we should act swiftly on this. Please get back to me as soon as possible.

I await your response.

Truly yours,
Rory Tapner

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