fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
Click here to report a problem with this page.
Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "from the desk of" (a common phrase found in 419 scams)
- "to your nominated bank account" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "fund beneficiary" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "your urgent reply" (scammers rush victims so they don't have time to think properly)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Fraud email example:
From: "William C. Dudley" <firstname.lastname@example.org>
Reply-To: "William C. Dudley" <email@example.com>
Date: Tue, 14 Mar 2017 21:01:52 +0900 (JST)
Subject: From the desk of Mr William C.Dudley.
Headquarters: New York, NY, United States of America
Founded: 1914, New York City, New York, United States
ADDRESS: 33 Liberty St New York , NY 10045-0001
From the desk of Mr William C.Dudley.
We have this day received a payment credit instruction from the Federal Government of Benin Republic to credit your account with your full COMPENSATION fund of US$4.7 Million from the Benin reserve account with our UNITED STATES FEDERAL RESERVE.
We apologies for the delay of your payment and all the inconveniences we might put you through, while we were having some minor problems with our payment system which in all case not meeting up with fund beneficiary payments, we apologies once again.
Meanwhile a woman came to this bank few days ago with a letter claiming to be your true representative and is willing to pay $310 for the Fund Transfer Acceptance Fee to have the fund delivered to her. Here is her informationâs below.
Name: Mrs. Maria Burris
Bank name: Bank Of America, USA
Account Number: 6503809008
Routing number: 322271627
Address: 1723 Palmdale Bulv
Please do reconfirm to this bank as a matter of urgency if this woman is from you or not so that the federal government will not beheld responsible for paying into wrong account, if this woman is not your representative, you are requested to fill and send this informationâs for verification purpose so that your fund valued ($4.700, 000.00 usd) will be remitted in to your nominated bank account.
Please do provide the above information accurately, because this office cannot afford to be held liable for any wrong transfer of funds or liability of funds credited into a ghost account.
1. Bank Name:
2. Bank account number:
3. Route number:
4. Swift code:
5. Bank name:
6. Company name:
9. Working Id/ intâl Passport
11. Your telephone/Mobile number(Very Important)
Secondly,the only money you will pay for the transfer to take place is just $310 being the Fund Transfer Acceptance Fee from the government of Benin,and you are giving a limited time to send the payment and please be advise that you are to send the payment to American Embassy office in Benin, Please be informed that you are not going to pay any other payment to anybody and do not be deceived by anybody to send any other payment.
For more information call or leave your text massage Â +1716-992-7356
I anticipate your urgent reply.
GOD BLESS AMERICA.
Thanks and God bless you.
Mr. William C. Dudley
Director Federal Reserve Bank.