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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Loan Application Project" (may be fake)
Reply-To: <bharatkannanexpatcenter@aol.com>
Date: Sun, 3 Dec 2017 23:36:32 -0700
Subject: Loan Application Project Contact

Constant Contact
 
Do you need a loan,You want to pay off bills, Expand your business? Look no further we offer all kinds of loans both long and short term loan.
 
Multi-component loans:
We specialize in investments in private sectors within our financial Investment services are M&A development and management, financial and operational management, due diligence and capital planning and development.
 
We also finance multi-component, multi annual investment program using a single “framework loan”. This funds a range of projects, usually by a national or local public sector body, most frequently regarding infrastructure, energy, oil and gas, efficiency/renewable, transport and urban renovation, real estate,emerging markets and high-technology,communications, software and digital content and services.
 
Conditions:
The project must be in line with our lending objectives and must be economically, financially, technically and environmentally sound. Financing conditions depend on the investment loan type and the security offered because our loans investment program is a strategic firm specializing in financial growth and loans/debt funding platform.
 
We've developed a lending program that makes it easy for us to meet our clients' loan investment borrowing needs. We grant loans from a minimum range of 50,000 US Dollars (Fifty Thousand US Dollars ) to maximum 50Million US Dollars ( Fifty Million US Dollars ) on any viable projects presented by your management after independent review on your business project BP model presentation.
 
Repayment:
Loan repayment is normally on a semi-annual or annual basis. Grace periods for capital repayment may be granted for a project’s construction phase of one year defer grace period for  Re-payment.
 
Interest rates:
Interest rates can be fixed, floating, revisable or convertible (i.e. allowing for a change of interest rate formula during the lifetime of a loan at predetermined periods) we offer all kinds of loans both long and short term loan for only 3% interest rate.
 
We intend to maintain a silent/financial position on our business with you or your company. If you are seriously interested with our offer we look forward to your favorable response.
 
We look forward to your favorable response.
Regards,
Bharat Kannan
Loan Agent
Pemail: bharatkexpatcenter@aol.com

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