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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Y.T. Chan" <roger.chan665@gmail.com>
Reply-To: roger.chan656@gmail.com
Date: Sun, 31 Dec 2017 14:01:19 -0800
Subject: HAPPY NEW YEAR!!!


Greetings, My name is Mr. Y. T. Chan, I am an employee of an Insurance Company. My position is the Senior Claim Adjuster for the Insurance Company. During our last primary auditions for 2017 end of year quarter, I found out in my department that one of our clients who insured his properties and life has died since two years ago that is in 2015. Since then, nobody has come forward to claim his insurance premium which amounted to Five Million Five Hundred Thousand US Dollars (USD$5,500 000).

Therefore, I am seeking for a reliable and trustworthy Foreigner that can act as the deceased next of kin to lay claim on the insurance pay out. Note that I shall provide all necessary assistance to make sure this premium is paid out. All documentations regarding this claim will be forwarded to you for presentation to the Insurance Company for further approval. If this goes well with you, we shall disburse the funds in accordance to a percentage we can agree on. Note that this is absolutely confidential and upon your response, I shall explain explicitly to you for more understanding. Please endeavor to contact me either by email indicating your interest in this business proposition.

Regards,

Mr. Y. T. Chan
Senior Claim Adjuster

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