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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: kristy zhou <kristyjewelry@gmail.com>
Date: Tue, 6 Feb 2018 20:00:26 +0100
Subject: From: Mr. Bill Ferguson (HSBC BANK LONDON)

HSBC BANK PLC
8 Canada Square, London E14 5HQ,
United Kingdom.
Website: www.hsbc.co.uk
Private e-mail: deliveryagent1101@yahoo.com

Attn:Ahmed,

I am Mr. Bill Ferguson, an account manager with the HSBC Bank London to
late Mr. Morris Thompson who unfortunately lost his life in the plane crash
of Alaska Airlines Flight 261 which crashed on January 31st 2000, including
his wife Thelma, and his daughter Sheryl, while returning to Alaska from
vacationing in Mexico. He left behind an investment bond of about US$15.5
Million with my bank before his death. I have decided to contact you for
the transfer of the above mentioned amount into your account.

Since we got information about his death, we have been expecting his next
of kin to come over and claim his money because we can not release it
unless somebody applies for it as next of kin to the deceased as indicated
in our banking guidelines. It is therefore upon this discovery that I
decided to make business with you and release the money to you as the
beneficiary to the deceased for safety and subsequent disbursement. Hence
our desire to have you as our overseas partner.

As a matter of fact, I have just placed this funds in what we call Nostro
Vostro account with no beneficiary. with my position as a management staff
of this bank, I cannot acquire this money in my name. So my aim of
contacting you is to assist me receive this money in your bank account and
get 20% of the total funds as remuneration for your involvement. This is
why i am looking for a competent and honest individual abroad into whose
account the above stated sum will be paid into by telegraphic transfer
[Bank-to-Bank transfer]. Hence i am contacting you.

However, i wish to receive your personal assurance that you would not
betray me after the fund must have arrived your account. more importantly,
you are to keep this transaction confidential, in order not to tarnish the
confidence reposed on me and the officials involved in this transaction.
Please note that this transaction is 100% safe and risk free. Send me your
sincere thoughts about this mail and fill your information as stated below,
so that we can get started with the transfer process.

1. Your full name................
2. Country..................
3. Contact address..........
4. Telephone number.........
5. Occupation...............
6. Date of birth(Age).....

As soon as we receive these needed details, we shall proceed with the
necessary transfer modalities. Please note that you will receive your
payment via Telegraphic Transfer [Bank-to-Bank transfer] to your Account. I
shall feed you with further modalities as soon as I hear from you.

Please if you are truly interested to work with me in this Deal, then you
should forward your response to my private
E-mail:deliveryagent1101@yahoo.com

I await your urgent response.

Best regards,

Mr. Bill Ferguson
HSBC Bank London.

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