fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
Click here to report a problem with this page.
Some comments by the Scam-O-Matic about the following email:
- An email address listed inside this email has been used in a known fraud before.
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "hundred thousand united states dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
- This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- email@example.com (email address has been used in a known fraud before)
Fraud email example:
From: "James Lawrence" <firstname.lastname@example.org>
Date: Mon, 04 Feb 2019 20:24:15 -0800
Federal Reserve Bank of America
33 Liberty Street,
New York, NY 10045.
Our Ref: FRB-75BFNYUS2011
Attention: Dear Fund Owner,
Your payment files from these three different banks, Nat-west Bank of London, United Bank of Africa and Bank of America was compiled and submitted to my desk for review. The total sum owed to you by these 3 banks mentioned above was summed up to the tune of US$19,700,000.00 [Nineteen Million Seven Hundred Thousand United States Dollars]. Now the fund has been totally lodged in one particular Escrow account (NON-DEDUCTIBLE) here in the U.S Federal Reserve Bank, while waiting for accreditation to your bank account in any part of the world.
Meanwhile after due scrutiny and verification. I confirmed that you have fulfilled all the necessary obligations that will enable the release of your payment to you. But yet your payment was not released to you due to one flimsy excuse or the other from the Bank officials in charge of your payment.
You are however lucky that we the management of the U.S Federal Reserve Bank detected their evil plans and therefore call for the submission of your payment file to us so that we can personally handle the payment assignment to ensure that you receive your funds accordingly.
Now all modalities regarding your fund release/transfer have been put in place here in the Reserve Bank of United States of America. Your fund has been made ready for transfer in our sophisticated macro transfer system. What we need from you now is to provide to us the bank account of your choice where you want us to transfer your funds to. So that we can expedite action for the accreditation of your fund into your account immediately.
Note: If you also wish to receive your fund in form of an ATM Visa Card, we could load your total funds into a VIP Visa Card and ship it to your address which will permit you a daily withdrawal limit of US$10,500. We can also write a draft or check and send to your home address.
Below are the information needed for now with regards to either transfer or delivery.
1. Banking Details
Also you have to provide your personal details such as listed below for the transfer documentations process between your Bank HQ and Federal Reserve Bank.
2. Personal Details
Direct Mobile Number:
Private email I'd:
A copy of your identification:
So we urgently advise you to write back to me ( email@example.com ) for further instruction on how to claim your fund.
Mr. James Lawrence
Director Federal Reserve Bank
33 Liberty St New York , NY 10045-0001
FEDERAL RESERVE BANK OF NEW YORK.