fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
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Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "from the desk of" (a common phrase found in 419 scams)
- "outstanding contractors" (a common phrase found in 419 scams)
- "to your nominated bank account" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "fund beneficiary" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Fraud email example:
From: Federal Reserve Bank <email@example.com>
Reply-To: Federal Reserve Bank <firstname.lastname@example.org>
Date: Sun, 23 Jun 2019 06:48:48 +0900 (JST)
Subject: From the Desk of Jerome Powell
From the Desk of Jerome Powell
Federal Reserve Bank
Headquarter: New York, NY, United States of America
Founded: 1914, New York City, New York, United States
ADDRESS: 33 Liberty St New York, NY 10045-0001
We apologize for the delay of your payment and all the inconveniences we might put you through, while we were having some minor problems with our payment system which in all case not meeting up with fund beneficiary payments, we apologies once again.
From the records of outstanding contractors due for payment with federal Government of USA your
name was discovered as next on the list out of the 11 outstanding contractors/beneficiary who have not yet received their payments during the 3 years tenure of the
previous administration in office please bear with us for making thisÂ initial contact through email. Meanwhile, a
woman came to this bank a few days ago with a letter claiming to be your true representative and is willing to pay $1250 the wire/transfer charge to have the fund delivered to her. Here is her informationâs below.
Name: Mrs. Mary Fowler
Account Number: 7078354946
Address: Navy Federal Credit Union P.O
BOX 3000, MERRIFIELD, VA 221102
Please do reconfirm to this bank as a matter of urgency if this woman is from you or not so that the federal government will not beheld responsible for paying into wrong account, if this woman is not your representative, you requested to fill and send this informationâs for verification purpose so that your fund valued ($8.500, 000.00 USD) will be remitted in to your nominated bank account.
Kindly reconfirm to the bank the following
1. Full Name:
2. Bank account number:
3. Route number:
5. Bank name:
6. Company name:
9. Working Id/ intâl Passport
11. Your telephone number
Secondly, the only money you pay for the transfer to take place is just $350 being the approval payment certification from the government of USA, and you are giving a limited time to send the payment and please be advise that you are to send the payment to American Embassy office with theÂ information that will be providedÂ from the Bank to send the $350 and please be informed that you are not going to pay any other payment to any body and do not be deceived by any body to send any other payment. As soon as the Payment information is received, your funds will be wired to your bank account directly from Federal Reserve Bank New York USA. We shall proceed to issue all payments details to the said Jerome Powell if we do not hear from you within the next three working days from today. We are
sorry for any inconvenience the delay in transferring of your fund must have caused you.
For your urgent proceed of this transaction you are advice get back to us with the above needed information's and you will be provided with theÂ American Embassy office agent receiver name to send the needed fee , your urgent respond is needed .
Director Federal Reserve Bank
33 Liberty St New York, NY 10045-0001
Federal Reserve Bank