fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
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Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "email@example.com" (this email address has been used in a known scam)
- This email message is a next of kin scam.
Fraud email example:
Date: Thu, 26 Dec 2019 09:49:26 +0100
Subject: CBG Remittance Advice
I hope this finds you well.
First, i wanna start by saying Merry Christmas and a Happy New Year to
you and your family.
My name is Thairu Ndungu is Deputy Managing Director â Operations of
Consolidated Bank Ghana. I have over thirty yearsâ experience working in
the Bank and Financial Markets. I have worked at Nubuke Investments LLP,
London in the UK for twelve years as Partner and Chief Operating
Officer. Prior to that I was working for Standard Chartered Bank in
their Africa Regional Office based in London, UK. I have worked for
Standard Chartered for 16 years, in various roles and countries in
Africa, UK, Middle East and Asia. The last role being Regional Head,
Markets Operations â Africa based in London and briefly in Dubai.
There is an account with your last name domicile in data base. On the
7th of June 2009, was the last time any transaction was made on this
account. I have made several inquiries through your country's embassy
in Ghana to locate any of the account holder's relatives, this has
After the several unsuccessful attempts, I decided to track his last
name over the Internet, to locate any member of the family hence this
email to you.I have contacted you to assist in repatriating the funds
valued at US$1.5 million + or _ left behind by the account holder before
it gets confiscated or declared in-serviceable by the Finance Ministry
I can't help myself to let this happen. If these monies can go out to
next of kin with the same last name as the account holder to this this
account, i know i will be highly appreciated by him/her. However. since
I have been unsuccessful in locating the relatives for almost 2 years
now, I seek the consent to present you as the next of kin to the
deceased because you share the same last name, so that the proceeds of
this account can be paid to you and you can offer me some type of
appreciation as a good gesture.
Therefore, on receipt of your response, we shall then discuss the
modalities to make this transfer happen. I have all necessary
information and legal documents needed to back you up for this claim.
All I require from you is your honest cooperation to enable us see this
I guarantee that this will be executed under legitimate arrangement that
will protect you from any breach of Ghanaian law.
I am attentive to your feedback on this matter. Please note that this a
no-reply webmail, below is my contact details for you to reach me
Mr. Thairu Ndungu
Direct Cell: +233547599151