fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
Click here to report a problem with this page.
Some comments by the Scam-O-Matic about the following email:
- An email address listed inside this email has been used in a known fraud before.
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "dear friend" (a common phrase found in 419 scams)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
- This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- firstname.lastname@example.org (email address has been used in a known fraud before)
Fraud email example:
From: "WORLD BANK GROUP" (may be fake)
Date: Sat, 28 Dec 2019 09:07:40 +0100
Subject: LOAN OFFER
We are reputable Funding firm i.e. World Bank Group based in London, we are willing to fund projects, start-ups or on going
projects. We will be willing to inject from $1 Million USD up to $20 Billion USD and more in a viable
project(import/export) with 3% interest rate.
We offer loans to both individuals and firms at low and affordable interest rate of 3%,and a repayment duration period of 3
months to 30 years over 180 countries in the world. We give out loans within the range of $1 Million USD to $20 Billion
USD. Approved fund within 6 days.
Addressing your loan funding transaction is going to be process comprehensively online and the funds will be transfer into
your designated bank account from our Lending Sources bank accounts and you will receive loan funds into your bank account
within 6 days.
LOAN APPLICATION and Business plan, after Due Diligence we send acceptance approval loan memorandum agreement, upon
acceptance the memo agreement borrower.
We need following docts:
1. Loan Application
2. CIS (Client Information Sheet) KYC
3. Letter of intent
4. Letter head paper
5. Phone and company address.
Lending program is best to set develop finance funding your Business or project,You dont need to buy or lease BG,SBLC you
will never pay purchase or lease bank instruments.
The loan interest rate amount will be paid at the first 1 year back to the Lending and then you will complete the loan
balloon cumulative payment amount of ($1 Million USD) or ($20 Billion USD) back to the lender.
If you are interested to proceed, we shall send you our form to fill, then you register with us before the documentation
For more inquire, contact us by our email: email@example.com
Mr. Martin Rogars