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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: danny@e-usi.com
Reply-To: albert.ruiz@hscreditpte.com
Date: Thu, 26 Mar 2020 09:02:32 -0700
Subject: my subject

Dear Sir/Ma

I am Dr. Alberto Ruiz, the Financial Coordinator H S CREDIT,We are based in Singapore, United Arab Emirate (UAE) and Europe we give out local and international loans at a very low interest rate via our affiliate online banking facility to our clients in any country you are located.

The monthly interest rate is 1%, what is your business and personal needs our loans are rage from $20,000.00 USD to $1,000,000.00 USD. What are you waiting for take advantage of the great offer from H S CREDIT.

Our organization is not a bank and we do not require many documents but just honesty and trust. We deliver loan to our applicant within 48 hours of receiving your application form. If interested, all you need do is to contact me via my email or phone; please find below our details.

For immediate online application visit our Website:https://hscreditpte.com fill the category of loan OR Call: (+65) 3129 2612
HS Credit Pte.


Best Regards,

Dr.Alberto Ruiz
Email: albert.ruiz@hscreditpte.com
Financial Coordinator H S Credit

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