From: "Michael Ellam" (may be fake)
Reply-To: <michael2ellam@gmail.com>
Date: Mon, 18 May 2020 02:51:02 +0100
Subject: Please Your Urgent Attention Needed

I am Michael Ellam a British citizen and the Operation Manager HSBC bank UK, and. I got your contact from the British Council, and I have decided to contact you so that we can carry out this mutually beneficial business transaction. A staff of Grontmij consultancy firm got in touch with me regarding the estate of Philip Trouser. And an investment placed under our banks management over 5 years ago. I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I contact you independently of our investigation and no one is informed of this communication. I would like to intimate you with certain facts that I believe would be of interest to you.

In 2013, the subject matter; Philip Trouser came to our bank to engage in business discussions with our private banking division. He informed us that he had a financial portfolio of 18.35 million United States dollars, which he wished to have us turn over (invest) on his behalf. I was the officer assigned to his case; I made numerous suggestions in line with my duties as the de-facto chief operations officer, especially given the volume of funds he wished to put into our bank. We met on numerous occasions prior to any investments being placed. I encouraged him to consider various growth funds with prime ratings.

In mid-2014, he asked that the money be liquidated because he needed to make an urgent investment requiring cash payments in United Kingdom. He directed that I liquidate the funds and had it deposited with HSBC bank UK, and I undertook all the processes and made sure I followed his precise instructions to the letter and had the funds deposited at HSBC bank UK.


Philip Trouser told me he wanted the money there as soon as he got into the United Kingdom, this was the last communication we had. This transpired around 25th February 2015. In Sept last year, we got a call from the bank informing us about the inactivity of that particular portfolio. This was an astounding position as far as I was concerned, given the fact that I managed the International private banking sector I was the only one who knew about the deposit at HSBC bank UK, and I could not understand why Philip Trouser had not come forward to claim his deposit. I made futile efforts to locate Philip Trouser. Four days later, information started to trickle in, apparently Philip Trouser was dead. A person who suited his description was declared dead of AUTO ACCIDENT TRAUMA in Birmingham England. We were soon enough able to identify the body and cause of death was confirmed.

In line with our internal processes for account holders who have passed away, we instituted our own investigations in good faith to determine who should have right to claim the estate. This investigation has for the past months been unfruitful. We have scanned every continent and used our private investigation affiliate companies to get to the root of the problem. It is this investigation that resulted in my being furnished with your details as a possible relative of the deceased.

This leaves me as the only person with the full picture of what the prevailing situation is in relation to the deposit and the late beneficiary of the deposit. According to practice, HSBC bank UK will by the end of this quarter broadcast a request for statements of claim to them, failing to receive viable claims they will most probably revert the deposit back to their treasury account. This will result in the money entering the HSBC bank UK accounting system and the portfolio will be out of my hands and out of the private banking division. This will not happen if I have my way.

There is US$ 18,370,000.00 deposited in HSBC bank UK, I alone have the deposit details and they will release the deposit to no one unless I instruct them to do so. My proposal, I am prepared to place you as the next of kin in a position to instruct HSBC bank UK to release the deposit to you as the closest surviving relation. Upon receipt of the deposit, I am prepared to share the money with you in half. That is: I will simply nominate you as the next of kin and have them release the deposit to you. We share the proceeds 50/50.

If you give me positive signals, I will initiate this process towards a conclusion. I wish to inform you that should you contact me via official channels; I will deny knowing you and about this project. Contact me only through my private Email: michael2ellam@gmail.com


Respectfully,

Michael Ellam