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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "ADVANCE CREDIT UNION" (may be fake)
Reply-To: <info.advancecu@gmail.com>
Date: Mon, 22 Jun 2020 11:36:24 -0700
Subject: (AD)Loan Offer At 3% Rate

Loan Application Form

Please refer to the attached Loan Options Table as a mere guide to help you decide on which
repayment plan you can afford.

We offer Personal and Business Loans @ 3% P.A ranging from (10,000.00 – 25,000,000.00). Loan
duration is 12 to 300months (Maximum), and our loan starts from 10,000.00 upwards.

Due to COVID-19 we are working 100% on line.
Apply right now by completing our short application form attached to this mail. You'll have a decision
in less than 24hrs and a cash lump sum could be in your account soon after approval.

You can send your Details as follows.

1. Full Name:
2. Id Number:
3. Physical Address:
4. Contact Tel No:
5. Occupation:
6. Monthly Income:
7. Loan Amount Required:
8. Purpose Of Loan:
9. Loan Duration:
10. Gender:
11. Age:
12. Email:

Please include your Document, Three Months Bank Statement, One Month Payslip and your ID Copy.
Email: info.advancecu@gmail.com/info@advancecu.co.za / Office No: 021 516 0000
Cell: 0630294046 Fax: 086 604 6914

Regards,

Mr Kelvin J. Williams
Loan Officer (Advance Credit Union)
-----------------------------------------------------------------------------------------------------------------------------------------------------------
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Disclaimer:
Confidentiality Notice: This e-mail message, including any attachments, is for the sole use of the intended
recipient(s) and contains confidential and privileged information. Any unauthorized review, use, disclosure, or
distribution is prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and
destroy all copies.

Anti-fraud resources: