fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
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Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "dear beneficiary," (this SPAM email was probably sent to thousands of people)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Fraud email example:
Date: Sun, 27 Sep 2020 19:20:19 +0100
Subject: Dear Beneficiary
This notification message is from the Federal Reserve Bank Dallas,Your name (Name withheld) is enlisted among the beneficiary whose fund was approved for payment by the Board and Governors of Federal Reserve Bank, and we have been waiting for you to contact us to claim your funds worth $28.5 Million dollar. To our surprise, one Mrs. Bernadette Drey came forward for the funds with account details; Bank of America ,Checking Account: 374000709309, Routing Number: 026009593 , Swift code: BOFAUS3N, that you asked her to claim the fund on your behalf, she presented some documentary evidence which we are not sure of it source,this is why we decided to contact you to confirm to us if you actually sent her (Mrs Bernadette Drey) to claim your funds. Because this fund was processed by the CEO of Federal Reserve in 2015 by Mr Richard Fisher before he resigned.
Most importantly, confirm to us urgently if you gave permission to Mrs Bernadette Drey to claim your funds on your behalf and should in case you did not authorize her, then you will have to stop every communication with impersonators and their cohorts, because they are trying to divert your fund to themselves. She tried so hard to change the fund ownership to her name but permission is not granted until we hear from you.
We await your prompt response, so that you can open an account with us to enable us credit your fund in your account and the ATM attached to your account could be released and sent to you.
Awaiting your prompt response.
Mr Robert S Kaplan.
Federal Reserve System
2200 N Pearl St, Dallas, TX 75201, USA