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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Mr.Michael Bradley"<>
Reply-To: "Mr.Michael Bradley"<>
Date: 28 Sep 2020 12:15:25 +0100
Subject: 28 September Business Proposals


I am Mr. Michael Bradley, A financial broker on Loan/Investment funding facilitation. we specialize in securing loans, financing projects for individual, corporate body's and nationals. The organization I represent has the relevant background and expertise to secure/approve loans and enter into business funding ranging from US$/Euro 100 Million (United States Dollars or Euro) to US$/Euro 2 Billion (United States Dollars or Euro) depending on project and financing needs of the applying individual, corporate body or national.

These loans are secured within effective time frame and without encumbrances depending on the credit rating of the applicant.

For my service, I charge a commission of 1% of the applied loan and this is paid only after the loan/investment funds are approved and transferred to borrower's bank account; we operate a systematic Loan/JV funding that meet borrowers satisfaction and uphold cordial relationship with our clients all over the world.

I will appreciate if you can partner with us today and you will always rely on us again tomorrow for your project financing needs etc.

Note, This term is the same in any partner/client you introduced to us, you would be entitled to 1% commission of the total project funds value approved to any client you introduced to our organization and this 1% commission would be paid directly into your account within 3 to 7 days from the date the applied loan are release to the partner/client you linked/recommended for project funding, the funding group/investor is capable and committed to this.

Accept our kind regards please.

Mr.Michael Bradley


Tel: Tel: +1 705 ***********

Anti-fraud resources: