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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "James Patrick" (may be fake)
Date: Mon, 28 Mar 2022 09:01:14 -0700
Subject: From James Patrick

Greetings,

I am James Patrick and I represent a UK Based Investment Company with representative office in London, as the Director Investment Services. Our company has set up a new investment/funding policy which considers private individuals and firms which are bearing the brunt of the COVID-19-related disruption to business and economic activity around the world, our company is expanding our global presence by investing in Projects and Businesses in any country in form SOFT LOANS and also We Provide BG / SBLC, BANK DRAFT and other Financial Instruments for Monetization and Credit enhancement.

We grant our Loan / funding at a guaranteed 3% annual interest for projects from 2 years to 10 years term. We have the financial capacity to fund projects/investments/businesses between $1 Million up to $25 Billion USD for firms, as loan. So, if you have any viable project/ business and you are interested in us providing funding for your project as loan, kindly revert back to me for more details.

We will be glad to work with you for mutual benefit.Your expression of interest in our services will be highly appreciated.

Best Regards and stay safe.

James Patrick
Director
Email:businesscontact202020@gmail.com

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