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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Mr. Tony O. Elumelu" <tonyonyeelumelu@gmail.com>
Date: Tue, 12 Apr 2022 12:59:57 +0100
Subject: HOW ELSE DO YOU WANT TO RECEIVE YOUR APPROVED PAYMENT?

UNITED BANK FOR AFRICA PLC.
HEAD OFFICE: U. B. A. HOUSE,
57, MARINA STREET, VICTORIA ISLAND
P. O. BOX 2406, LAGOS - NIGERIA.
http://www.ubagroup.com

REF: UBA/2001414/XCCXX/CCOOFFICE/2022 ISIN CODE: NGUBA1444000049090;
Legal Form: Other non-liability limited; Operational Status:
Operational; OUR SWIFT CODE: UNAFNGLA

Date: April 12, 2022.

Our Dear Esteemed Customer,

Sequel to and consequent upon the approval of US$10.5Million contract
inheritance payment for release to you at United Bank for Africa Plc,
Africa's Global Bank and PAN African Banking Group with references to:

1) Release No. CBN/UBA-544261
2) Payment Code No. 505010
3) Merit No. 401024
4) Allocation No. CBN/NSPM/UBA 2901233
5) Fund Identification No. CBN/DM7171
6) Payment Card Number: 627480 0000030298290

Are you truly the rightful/legitimate owner of this US$10.5Million
contract inheritance payment approved in your name? Or was the payment
was approved in error in your name?

By refusing to oblige to any of the Bank's statutory, regulated,
stipulated policies/requirement you are indirectly forcing me, making
me belief that this payment was either approved in error in your name
or it was fraudulently approved in your name considering the facts
that, you don't have the necessary Classified, Certified, Clearance
documents to defend yourself as the rightful/legitimate owner of this
payment approved in your name and to prove the legitimacy of the
payment.

Yet, you refused the Signing/Notary of the original/hard copies of
this payment Approval/Release Classified, Certified, Clearance and
Authorization documents already processed in your name.

Yet, you refused to tender your Bio-Metrics data to obtain a Bank
Verification Number (BVN) which is required for the normalization,
activation and validating of the U-Direct (Online) account set up in
your name with the following details:

Log in https://ibank.ubagroup.com
User ID is: ubausdny2021
Password is: 123456789
PIN: 123456789
Account number: 120126108

Yet, you refused to spend as little as is required to obtain a Bank
Verification Number (BVN) Waiver/exemption clearance which is an
option if you cannot go to United Bank for Africa Plc Headquarters in
Lagos Nigeria to tender your Bio-Metrics data to obtain a Bank
Verification Number (BVN) for the normalization, activation and
validating of the U-Direct (Online) account set up in your name.

Yet because of the little required fee, you refused to accept/receive
this payment through any of the Digital/Crypto currencies such as
Bitcoin, Etherium, Wrapped-DGLD, Stellar, Algorand, USD Digital etc
which does not require any documentation or Bank Verification Number
(BVN) or Bank Verification Number (BVN) Exemption Clearance/Waiver.
But this will cost you a little upfront fee.

How else do you want to receive this payment approved in your name
from United Bank for Africa Plc if truly you are the
rightful/legitimate owner when you refused to oblige to the statutory,
stipulated, regulated requirement or policies of our bank?

I belief that reaching your goal is not success if you compromise your
value along the way and getting ahead should not force you to leave
people behind. No accomplishment is worth sacrificing kindness and
integrity because ambition shapes what you achieved and character is
identified by how you activate it.

The only way out of financial problems is to spend more for growth.
You can only spend for growth either from your savings or from
borrowing. The question is what are you borrowing for? Are you
borrowing for consumption or for production? If you borrow for
consumption, you are heading for disaster but if for production
better.

If you don't take a risk, you don't get a result and Nothing can stop
the man with the right mental attitude from achieving his goal,
nothing on earth can help a man with the wrong mental attitude to
achieve any goal.

To confirm, ascertain or to verify my identity as the Chairman of
United Bank for Africa Plc or whom I am, log into the following
website: https://www.ubagroup.com/leadership/

For further clarification, Call me or send me an sms on any of the
following phone numbers +13023307590 or +13156287596 or make plans to
meet me in New York for Cash payment.

I look forward to hearing from you ASAP. Stay Safe and Best regards,

Mr. Tony O. Elumelu (CON, NPOM);
Chairman, United Bank for Africa Plc;
Chairman, Heirs Holdings and Transcorp Plc.
Founder, The Tony Elumelu Foundations
Direct Phone: +13023307590 or +13156287596

Anti-fraud resources: