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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "MR.TOKUNBO ABIRU" <officemail34567@gmail.com>
Reply-To: polarisbankng36@aol.com
Date: Thu, 25 Aug 2022 06:20:57 +0100
Subject: APPROVED ATM CARD PAYMENT NOTIFICATION.


* Polaris Bank Ltd,*

* Address: Afribank Plaza, 14th Floor **51/55 Broad
Street, *
<https://www.google.com/maps/search/51%2F55+Broad+Street,%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+Lagos+Island,+Lagos-Nigeria?entry=gmail&source=g>

* Lagos Island, Lagos-Nigeria*
<https://www.google.com/maps/search/51%2F55+Broad+Street,%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+%C2%A0+Lagos+Island,+Lagos-Nigeria?entry=gmail&source=g>
*.*

* Email: polarisbankng36@aol.com
<polarisbankng36@aol.com> *

* Website: **https://www.polarisbanklimited.com*
<https://www.google.com/url?q=https%3A%2F%2Fwww.polarisbanklimited.com&sa=D&sntz=1&usg=AOvVaw1o700wC83wiTcf_KGusMti>



* APPROVED ATM CARD PAYMENT NOTIFICATION.*



*Dear esteemed beneficiary,*



*Following the failure of banks and other financial institutions and
agencies to release your part payment USD$5.5 Million overdue
inheritance/Contract and compensation fund payment, the Federal Ministry of
finance has directed the US, Polaris Bank Ltd, to devise a means of paying
all beneficiaries, including you.*



*The best and most efficient way of doing this, we have discovered, is by
processing and sending your ATM card. This has been adjudged the best and
most effective way of paying beneficiaries without any stoppages as the
various banks have experienced using the wire transfer mode of payment,
requiring a series of transfer documents which costs quite a lot of money.*



*We are therefore processing your ATM card, which will be ready in a few
days time and shall be sent to you along with the brochure to guide you on
how to use the card. The card shall be loaded with your part payment.*



*On receipt of the ATM card, you will be able to make withdrawals, not
exceeding $20,000 per day, but the limit of withdrawal shall be expanded
after one week, whereby you can withdraw more than $20,000 per day until
the amount loaded in the card is exhausted. The second card shall then be
processed with the remaining half of your fund.*



*You are therefore, requested to reconfirm to us if this mode of payment is
OK.by you as well as your address where you will be on hand to receive the
package containing your card and sign off the register that will come along
with the delivery courier, confirming that you have received your card
because it is a very sensitive document that cannot be received by proxy.*



*MEANWHILE, *

*(1) YOUR FULL NAME *

*(2) CONTACT ADDRESS: *

*(3) DIRECT TELEPHONE NUMBER:*

*(5) HOME ADDRESS:*

*(6) YOUR STATE OF ORIGIN AND COUNTRY.*

*(7) AMOUNT:*

*(8) A COPY OF YOUR PASSPORT,*



*Get back to me as soon as you receive this email so that the processing of
your card can be completed and sent to you. Also reach me with your
telephone number for faster communication.*



*Thank you,*

*Regards.*

*MR.TOKUNBO ABIRU.*

*GROUP MANAGING DIRECTOR/CEO*

*POLARIS BANK LIMITED.*

Anti-fraud resources: