419 scam: Roger Heed <cha.pat@maryiacofano.com> RE: Investment Funds

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "dear sir/madam" (a standard Nigerian greeting phrase)
- "% commission" (Beware of any scheme that involves depositing checks or money orders or receiving wire transfers in your bank account and then wiring a portion of the funds somewhere, for a percentage of 5-15% of the total. Such offers are *always* fraudulent and you will be liable for the entire amount when the checks, money orders or wire transfers turn out to be fraudulent. Any money already forwarded comes out of *your* pocket then. )
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- rogerheed874@gmail.com (email address has been used in a known fraud before)

Fraud email example:

From: Roger Heed <cha.pat@maryiacofano.com>
Reply-To: Roger Heed <rogerheed874@gmail.com>
Date: 26 Sep 2022 03:18:08 -0700
Subject: RE: Investment Funds

Dear sir/madam,

We are consultants/fund managers with Finance Uk ltd. Finance UK LTD holds investment portfolios for persons, governments and organizations disposed of huge funding capacities. We offer investment funds to real businesses in form of loan and investment with the best terms available and offer financial services such as Fresh Cut BG, SBLC, MTN and Confirmable Bank Draft, which are specifically for lease and sale. Our Bank Instruments can be engaged into PPP Trading, Outright Discount, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. If you have a good relationship with your Bank, you can use our bank instrument as a collateral to borrow money from your bank to finance your project and business etc. Our Representatives from United States can visit you and have a face to face meeting with you in your bank in your country so long as you have an American Embassy in that country.Discussion will be held in your bank not in your office if you have the capacity . Everything we do is bank to bank where necessary.

DESCRIPTION OF OUR INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)
2. Total Face Value: USD200m to USD1B
3. Issuing Bank: To be confirmed to your bank
4. Age: One Year and One Day
5. Leasing Price: % of Face Value plus % commission fees to brokers.( to be negotiated)
6. Delivery: MT-760 {Bank-To-Bank Swift}
7. Payment: Wire Transfer {MT103}
8. Hard Copy: bank to bank agreements
9: Cash delivery ( only in USD bills)

The Leased Instruments includes; BG’s (Bank Guarantees), MTN (Medium Term Note), SBLC (Standby Letters of Credit) and Bank Draft (Confirmable Bank Draft). Third Party Guarantees such as a standby forward commitment to purchase or a standby loan. If you are a potential Investor or Principle looking to raise capital, we will be happy to answer any questions that you have about this opportunities and to provide you with further details if we access you as capable. On the other hand , if you need the funding of your project in cash money (USD bills) then you State same so that arrangement can be made for you to visit London or United Arab Emirates to see our cash section co ordinations for that purpose. I state this to you because business people in Africa, Asia and Arab and United States now prefer cash especially because of the war in Europe. We have enough cash in Several locations. If you are ready to get funding from us in form of loan or investment as outlined above, provide your information and we proceed. Note also that if you are not financially capable to deal with us, you can introduce our facilities to your friends ,partners and other organizations and you get an agreed commission from us. Looking forward to working with you.

Regards,

Roger Heed
Consultant London, UK.
rogerheed874@gmail.com
+44 7424974617

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