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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: Access Bank Group <accessbankremittancedesk@gmail.com>
Date: Fri, 7 Oct 2022 09:40:55 +0800
Subject: ATTENTION BENEFICIARY


*Access Bank Nigeria PLC*
*Address: Plot 161 E, Idejo Street,*
*Off Adeola Odeku, Lagos State,*
*Nigeria.*
*Tel: +234-8181325542*

*Attention: Dear Beneficiary,*

*Am Mr. Matthew Davis, a citizen of Angola I was posted here in Nigeria as
the New Director Telex and ATM Department of Access Bank Nigeria PLC , I
resumed to this office last Month and during my official research last week
I discovered a payment file valued sum of USD $10.5Million with Ref No:
FGN/0034xx/2019 belonging to you as the rightfully intimate beneficiary as
approved to be paid to you via ATM MASTER CARD by the Federal Government of
Nigeria through Access Bank Nigeria PLC as the only approved paying bank.*

*Furthermore, I would like to know if you are aware of Mr. Paul Morgan, who
has been contacting on your behalf in regard to your payment value sum of
$10.5Million and the information reaching us according to Mr. Paul Morgan
is that you have been diagnosed with lung cancer and may not survive from
it, so please did you authorized him to come and claim your payment as your
next of kin and business partner. We have refused to make payment to him
because we are not sure if this is true, so we have to contact you first to
verify from you. So, get back to us now because we are very shocked with
the information we received from him, and we don't know how he got to know
about your $10.5Million contract/inheritance fund.*

*Therefore, if truly you are not aware of him, we would like to know how
you wish to receive your ATM master card value sum of $10.5Million along
with your four digits Pin code number as soon as possible. For your
information you can come down here to our bank in Nigeria to pick up your
ATM master card directly from my office or alternatively we can send it to
you through any reliable courier shipping company at your own cost. But we
don’t know the cost of shipping the card to you but if you will permit, we
can make an inquiry from the courier shipment company to find out the cost
once we receive a positive response from you but in that case, you will be
required to forward your shipping address to enable us find out the
shipment cost to your address.*

*Please do not hesitate to call me on +234-8181325542 as soon as you read
this message so as to enable us to facilitate your payment now that your
fund has been finally Approved, you are hereby advised to desist from any
further communication with whoever you are in contact with both local and
international regarding your payment to avoid unexpected diversion of funds
and wrong delivery of your ATM MASTER CARD to an unknown person.*

*Note: Our bank will not be held responsible for any further delay in
regard to your payment through ATM Master Card and you are advised to
comply on time if you are not the one that sent this person that claims to
be your partner. *

*This message is coming to you from the Access Bank Nigeria PLC, Management
and you are expected to comply fully with the delivery directives as
requested by the Management.*

*Do not hesitate to call me as you read this message for a more elaborate
explanation.*

*Best regards,*

*Mr. Matthew Davis*
*Director Int'l Remittance Department*
*Access Bank Nigeria PLC*

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