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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "JIM FINANCIAL LLC" (may be fake)
Reply-To: <jimfinancellc@gmail.com>
Date: Wed, 14 Dec 2022 21:38:32 +0100
Subject: INSTANT LOAN

Need a loan immediately? Unfortunately, the banks are turning down approximately 85% of loan applicants each and every day. We can assist you today with fast loan for your business projects or personal use such as Starting a Business Franchise, Business Expansion, Auto Loan, Debt Consolidation Loan, Real Estate Purchase and Contract Execution with easy online application at 2% percent interest for long and short term basics.

Our loan scheme qualifies every one regardless of their credit record and location with or without security. Loan is delivered to applicant via bank wire transfer within 3 Business days. Apply now and obtain your funds without having to step foot outside.

Jimmy Walter,

LENDER
JIM FINANCIAL LLC.

Anti-fraud resources: