419 scam: Direct Axis SA Pty Ltd <vc-ensino@ipen.br> RE: Loan Application

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",500,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: Direct Axis SA Pty Ltd <vc-ensino@ipen.br>
Reply-To: directaxis@163.com
Date: Fri, 20 Jan 2023 20:47:59 +0000
Subject: RE: Loan Application

Dear Esteemed Customers,

Welcome to 2023

Get up to R3M at 5% fixed interest rate in business and personal loans=C2=
=A0
within 24 hours. Bonus. Only start repaying in 60 days.

Apply now in minutes by sending the following-Clear ID Copy, Pay slips=C2=
=A0
or 3 Months Bank Statement, Loan Amount , Repayment Term Duration,=C2=A0
Cell Number=C2=A0or Office Number and funding Type to=C2=A0directaxis@163.c=
om=C2=A0and
get=C2=A0
funding in 24 hours.

No collateral, no accumulating costs - just two months of cost-free
capital.

=C2=A0

=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=
=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=
=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=
=A0=C2=A05%
REPAYMENT SCHEDULE TABLE FOR GUIDE TO APPLICATION

LOAN AMOUNT (RAND)

TERM DURATION

MONTHLY

INSTALMENT

CUMULATIVE

PAYMENTS

TERM

DURATION

MONTHLY

INSTALMENT

CUMULATIVE

PAYMENTS
R 20,000

2 Years

R 877.43

R 21,058.27

3 Years

R 599.42

R 21,579.05
R 50,000

2 Years

R2, 193.57

R 52,645.67

3 Years

R1, 498.54

R 53,947.61
R 100,000

3 Years

R2, 997.09

R 107,895.23

4 Years

R2, 302.93

R 110,540.61
R 250,000

3 Years

R 7,492.72

R 269,738.07

5 Years

R4, 717.81

R 283,068.50
R 300,000

4 Years

R 6,908.79

R 331,621.83

6 Years

R 4,831.48

R 347,866.55
R 500,000

5 Years

R 9,435.62

R 566,137.01

7 Years

R 7,066.95

R 593,624.18
R 800,000

7 Years

R11,307.13

R 949,798.69

9 Years

R 9,213.82

R 995,092.40
R 1,000,000

8 Years

R12,659.92

R 1,215,352.32

10 Years

R10,606.55

R 1,272,786.18
R 1,500,000

10 Years

R15,909.83

R 1,909,179.27

12 Years

R13,873.36

R 1,997,763.29
R 2,500,000

15 Years

R19,769.84

R 3,558,571.32

20 Years

R16,498.89

R 3,959,734.44
R 3,000,000

18 Years

R21,091.02

R 4,555,659.36

20 Years

R19,798.69

R 4,751,681.31

=
=C2=A0

OTHER FEATURES / BENEFITS INCLUDES

Credit Decision within 24-48 hours

Cash in your account within 24-48 hours upon Approval

Fast and easy process

Free monthly statement via email

Customer Protection Insurance for your peace of mind

Immediate access to funds after loan has been transfer

=
=C2=A0

Thanks for Choosing Direct Axis

=
=C2=A0

Management

DIRECT AXIS FINANCIAL SERVICES

108 De Waal Rd Southfield Cape Town 7008

Reg no 1995/006077/07,NCRCP20 FSP 5 and FSP 7249

Anti-fraud resources:

What can you do when you receive 419 spam