419 scam: "Bayport Financial Service" <info@bayport.co.za> Bayport Financial Services Loan @ 5% Fixed Interest Rate

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "Bayport Financial Service" <info@bayport.co.za>
Reply-To: bayportapplication@inbox.ru
Date: Thu, 09 Feb 2023 21:23:13 +0200
Subject: Bayport Financial Services Loan @ 5% Fixed Interest Rate

Bayport Financial Services is a registered financial services provider. Bay=
port Financial Services provides a range of financial credit products such =
as Personal loans, Debt consolidation, Car finance home loans, etc. for pla=
nned or unplanned expenses at 5% Fixed interest rate from 20,000.00 to 10,0=
00,000.00. We also assist clients under debt review. TO APPLY 1. Fill the s=
oft copy application form below. Names: ...................................=
=2E............................................................ ID Number: =
=2E................................................................. Cell N=
o / Office No ...................... / .................... Email .........=
=2E.................... Loan Amount ................Loan Repayment Duration=
............................... Loan Type: Business/Personal ......Persona=
l....................... 2. Provide a clearer copy of your valid ID 3. Prov=
ide 2 months 19 pay slip or bank statement for personal loan 4. Provide 3 m=
onths bank statement for business loan and a copy of company registration f=
orm / tax compliance status form. Other Features & Benefits 22 Flexible re=
payment options (from 12 to 120 months) 22 Credit Decision Within 24-48 Ho=
urs 22 Cash in your account within 24 hours on approval 22 Fast and easy =
process 22 Free monthly statement via email or SMS 22 Customer Protection=
Insurance for your peace of mind 22 Fixed Interest at 5% (max) per annum =
22 Immediate access to your funds after approval 22 Flexible repayment te=
rms 22 The ability to pay off your loan faster (extra payments reduce the =
capital amount of the loan) Regards (Mrs) Jillian Mora Office: 27 (0) 76 68=
4 4058 Fax: 27 (0) 86 232 6547 Whatsapp: 27 (0) 72 850 5435 Address: 3 Alic=
e Lane Sandton. 2196 South Africa Bayport Financial Services 2010 (Pty) Ltd=
| Reg no: 2009/018403/07 | VAT no: 4100255837 | Authorized Financial Servi=
ce Provider: License No. 42380 Registered Credit Provider: NCRCP 4685 You a=
re receiving this email because of your relationship with Bayport. Please r=
econfirm your interest in receiving emails from us. If you do not wish to r=
eceive any more emails, you can unsubscribe here. Unsubscribe from all mail=
ings Unsubscribe | Manage Subscription.

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Anti-fraud resources:

What can you do when you receive 419 spam