419 scam: james labeta <labetajames160@gmail.com> LOAN OFFER AT VERY LOW INTEREST RATE...APPLY NOW

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "% commission" (Beware of any scheme that involves depositing checks or money orders or receiving wire transfers in your bank account and then wiring a portion of the funds somewhere, for a percentage of 5-15% of the total. Such offers are *always* fraudulent and you will be liable for the entire amount when the checks, money orders or wire transfers turn out to be fraudulent. Any money already forwarded comes out of *your* pocket then. )
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: james labeta <labetajames160@gmail.com>
Reply-To: jameslabeta2@gmail.com
Date: Tue, 14 Mar 2023 12:32:45 -0700
Subject: LOAN OFFER AT VERY LOW INTEREST RATE...APPLY NOW

J.P. Morgan Funds
Asset & Wealth Management
Address: 800 Connecticut Avenue NW
Washington, D.C. 20006
Phone: 1-800-480-4111
For ETF inquiries, please call 1-844-4JPM-ETF

Hello

Are you in need of financial help?, you need a loan for your business or to
solve other monetary issues? We offer loans with a very low interest rate
of 5% for a minimum of 10 years. We're offering Loan and Investment funds
to Cooperate bodies, Companies, Industries and Individuals with profitable
business ideas and investment projects in various areas that will bring
good Returns on Investment (ROI).

We also pay 1% commission to brokers, who introduce project owners for
finance or other opportunities.

Submit your request for immediate processing with the information listed
below:

Names in full:
Address:
Gender:
Email:
Phone Number:
Amount Required:
Loan Duration:
Country:

Poor Credit history is not a barrier"

We give out the following category of loan listed below:
=================================* Platinum packaged loan (USD30,000,000.00)
* Gold packaged loan (USD20,000,000.00)
* Premium packaged loan (USD10,000,000.00)
* Large Scale business loan (USD1,000,000.00)
* Mortgage Loan (USD500,000.00)
* Small scale business Loan (USD200,000.00)
* Venture Capital (USD100,000.00)
* Equipment Loan (USD50,000.00)
* Consumer Loan (USD20,000.00)
* Student Loan (USD10,000.00)
=================================
In today's economy, traditional banks are closing their doors to small
businesses in need of loans; the World Bank takes the people's needs and
well-being into consideration. To apply we require minimal documentation
and there is no need to switch credit card processing. you will receive
your approvals in less than 24 hours banking time.

* Fixed APR
* Fixed Payment
* Credit Score of 600
* Paperwork Minimal
* No Need to Switch Credit Card Processing
* Approval within 24 hours banking time
* Funding in as little as 48 hours banking time

Warm Regards,

Thank you for your anticipated cooperation.

Mr.James Labeta
Loan Coordinator
J.P. Morgan's Asset & Wealth Management

Anti-fraud resources:

What can you do when you receive 419 spam