419 scam: "Mr.James Collins" <officefil221@gmail.com> ACCESS Bank Online Services

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "from the desk of" (a common phrase found in 419 scams)
- "mtcn" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "account opening" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "offshore account" (Banks mentioned in 419 scams are always fake (real banks don't communicate using mobile phones or free webmail addresses))
- "cotonou" (a location commonly mentioned in 419 scams)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "Mr.James Collins" <officefil221@gmail.com>
Reply-To: accessbankonlineservices07@gmail.com
Date: Wed, 15 Mar 2023 23:33:02 +1300
Subject: ACCESS Bank Online Services

Welcome to Bank For African (ACCESS BANK)
Avenue Cotonou,BP 98 Cotonou Benin Republic.
Telex :5211 F BP COTONOU BENIN REPUBLIC.
From the desk of, Mr.James Collins
Director Payment Department.ACCESS Bank Plc
of West African(FB).

Attention Dear Customer

You are welcome to open an online Bank account. We have received
details from Mrs Margret David, regarding opening an online bank
account to enable us clear up your benefit and before we proceed
further.We like you to know that we provide logistics and services on
Commercial, Merchant and Retail On-line Banking,You are welcome to the
Bank of choice where our customers satisfaction is our top most
priority among st other services that has been designed to enhance a
top of the range on-line Banking experience.

ACCOUNT OPENING REQUIREMENTS ARE BELOW:

Since you do not have an existing account with us, you are advised to
sign up for an offshore account to facilitate your funds remittance
process in 24 hours. You will have to provide us with a scanned copy
of either your International Passport or any proof of Identity,it is
our desire to make sure that you experience our First Class
hospitality in the world of Banking and this is illustrated by the
availability for you to choose from our various accounts models to
suit your business interest.You are hereby required to make an initial
deposit based on the type of account you wish to hold with the online
Bank,the category of accounts and the initial deposit available are
stated below:

ACCOUNT TYPE AVAILABLE DEPENDING ON YOUR CHOICE ARE AS FOLLOWS:

1. SAVING ACCOUNT :This has a minimum deposit of : $50.00
2. CURRENT ACCOUNT : This has a minimum deposit: $75.00
3. Domiciliary Or Non Citizen Account This has a minimum deposit$35
4. PLATINUM ACCOUNT : This has a minimum deposit of:$25.00
5. PREMIUM ACCOUNT : This has a minimum deposit of: $50.00
6. TIME DEPOSIT ACCOUNT : This has a minimum deposit: of:$100.00

Please note that your choice of ACCOUNT MODELS, matters as urgent,and
you are to send your choice fee as quickly as possible to OUR below
protocol officer's information through RIA Or Steam wallet card or
Amazon card or iTunes card. Money Transfer to open the online account
immediately On Your Behalf.

Receiver Name: Jerry Eppi
Country : Benin Republic
City Cotonou
Amount Depends On Ur Choice $
Question: Powerful
Answer: Great
MTCN
Sender name ?
Amount ?

Purpose of the fee

For your account to be activated immediately, you are required to make
available the initial deposit which will be deposited in your account
for it to be fully activate after set-up. We are not charging you for
account set up please take NOTE, but this amount will enable us
upgrade your online account into a premium account based on the kind
of transaction you are about to begin.

Thanks in advance for banking with us. I await your swift response. Thank you.

Best Regards,
Mr.James Collins

Regional Director
ACCESS Bank Online Services
Benin Republic.

Anti-fraud resources:

What can you do when you receive 419 spam