419 scam: CENTRAL BANK OF NIGERIA <rayugo90@gmail.com> CHANGE OF BENEFICIARY

joewein.de LLC
fighting spam and scams on the Internet

Try our spam filter!
Free trial for 30 days

Home

About Us

Spam

419/Nigeria

Fraud

Contact

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "million united states dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "international remittance department" (Banks mentioned in 419 scams are always fake (real banks don't communicate using mobile phones or free webmail addresses))
- "executive governor" (the name of a person or institution often appearing in 419 scams)
- "central bank of nigeria" (the name of a person or institution often appearing in 419 scams)
- "banc001@outlook.com" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: CENTRAL BANK OF NIGERIA <rayugo90@gmail.com>
Reply-To: banc001@outlook.com
Date: Wed, 22 Mar 2023 04:37:46 -0700
Subject: CHANGE OF BENEFICIARY

CENTRAL BANK OF NIGERIA
INTERNATIONAL REMITTANCE DEPARTMENT,
CORPORATE HEAD QUARTERS
TINUBU SQUARE,LAGOS NIGERIA,
Our Ref: CBN/IRD/CBX/021/05,
MR.GODWIN EMEFIELE
EXECUTIVE GOVERNOR,
Email: banc001@outlook.com

Attention: Beneficiary

CHANGE OF BENEFICIARY

I hereby send to you the information submitted by Mr. TIMMY CROSS
U.S.A of Florida group Ltd, with an application to receive your
payment on your behalf. Please as a matter of urgency, you are
required to verify the following information and inform us if you are
aware or know anything about this. This morning Mr. TIMMY CROSS came
to the office claiming that you have instructed him to come and
receive the payment on your behalf with some representatives.

I have asked him to come back tomorrow as they did not provide any
power of an attorney from you which will proof that you thoroughly
send them, This was to enable me contact you to verify how genuine
this person is to you.

1. Did you instruct one Mr. TIMMY CROSS of USA Florida group Ltd.
whose information's is below, to claim and receive the payment on your
behalf?

2.Did you sign any 'Deed of Assignment' in his favor thereby making
him the current beneficiary with the following account details:

Account Name: Timmy Cross Group Ltd,
A/C #USD114-1025567-8,
Bank Name: Standard Chattered Bank
Florida Swift Code:
SCBL 11K111.

Finally, you are hereby advised to indicate to this honorable office
with immediate effect, if you are the person that instructed Mr. Timmy
Cross to come for the claim of your fund worth of $27, 000, 000
(Twenty Seven Million United States Dollars), to enable us endorse for
the final payment approval order on his behalf.

We shall be waiting for your urgent and prompt response.

YOURS SINCERELY,

Dr. GODWIN EMEFIELE
GOVERNOR CENTRAL BANK OF NIGERIA (CBN

Anti-fraud resources:

What can you do when you receive 419 spam