From: "Mr. Stephen Melvin" <mxzmltg@gmail.com> 
Reply-To: mmrstephen16@gmail.com 
Date: Mon, 27 Mar 2023 09:18:17 +0100 
Subject: Reply and let me know if you received this email?? 
 
Greetings from Mr. Stephen Melvin, 
 
My quest to locate a responsible friend and partner to bring my dreams 
to a reality, hence l took this bold step to contact you through this 
medium and I would not like you to take offense that l am bothering 
you since you do not know me nor have we met before. 
 
I contacted you through this medium for a business that will benefit 
the both of us greatly, if handled properly and please forgive me if I 
interfere in your privacy, my name is Mr.  Stephen Melvin and I want 
to ask for your help in getting back the money left behind by a 
citizen of your country, Late Mr. Muhammad Ali Salman. If this will 
endanger your position and reputation, I would not have contacted you. 
This is safe and beneficial to both of us financially. I am presently 
the Chief Information/Security Officer of our bank here in Kansas, 
United States of America and please do not expose this transaction for 
any reason. I will give you more information about myself, our bank 
and the transaction itself once you accept to do this with me. 
 
Late Mr.  Muhammad Ali Salman lived and worked in Kansas, United 
States of America as a real estate businessman and he deposited in our 
bank the sum of Seven Million, Ninety Thousand United States Dollars 
(US$7,090,000.00) as fixed deposit for a period of two years in 2015. 
This deposit has matured and he hasnât come for it since then. We have 
tried to reach him and could not, his telephone number cannot be 
reached, emails sent to him kept bouncing back as undelivered and we 
never got any response from the letters posted to his residential 
address. This issue prompted me to carry out an independent 
investigation about his whereabouts and I later realized with shock 
that he was dead sometime in July 2017 by ghastly car accident while 
on vacation in Brazil. In order to verify the truth of the matter, I 
went to Brazil and confirmed he was dead, it is a sad story for a 
kindhearted and generous person like him. This matter was not reported 
to our bank and nobody in our bank is aware of this except me. 
 
After further investigations it was also discovered that Late Mr. 
Muhammad Ali Salman did not declare any next of kin in his official 
papers including the paper work of his bank deposit. I have also 
checked our records, there is no information of him relating to your 
country and he did not put a nominee at the time he made the deposit. 
All these made it impossible for me to locate any of his relatives. 
Since this is the issue, I want you to apply as the beneficiary of the 
deceased to claim the deposit from our bank since it is believed he 
was from your country according to his name. I know there are a lot of 
your citizens here in the United States of America, but it is only 
someone in your country that can successfully make this claim because 
of the way our bank works. It does not matter whether you know him or 
not, it does not matter if you have any kind of relationship with him 
or not, I will guide you all the way to make this claim. It is not a 
matter of being greedy or having bad morals, it is not the best to 
leave the money to eventually end up in the hands of a few corrupt 
government officials while we have the opportunity to live better with 
it. This transaction is a risk-free transaction and as the Chief 
Information/Security Officer of our bank, the final approval of your 
application will be done by me. Once I approve it, you will have the 
right to claim the money. 
 
My proposition to you is to present you to the bank as the Next of kin 
and beneficiary of my deceased client so that the bank will pay this 
Seven Million, Ninety Thousand United States Dollars (US$7,090,000.00) 
to you so that we can share the amount on a mutually agreed percentage 
of equal parts (50:50) for each of us when the claim is made. All 
legal documents to back up your claim as the deceased Next of Kin will 
be provided by me. All I require is your honest cooperation to enable 
us to see this transaction go through. I guarantee you that this will 
be executed under a legitimate arrangement that will protect you from 
any breach of the law. And we have to do this within the shortest time 
possible because the money will be reverted to the Treasury Department 
account if not claimed now. If you are willing to do this with me, 
write back and I shall inform you on what to do next to make sure you 
receive the money. 
 
I know there are many fake flying emails online and my mail is real. I 
will provide verified information as proof of honesty to you. I am 
waiting for your consent in order to move to the next step towards 
getting the money. 
 
Your earliest response to this letter will be appreciated. 
 
Kind Regards, 
Mr. Stephen Melvin. 
 
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