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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: MR EMEKA EMUWA <marymanda026@gmail.com>
Reply-To: ngunionbankplc06@gmail.com
Date: Thu, 30 Mar 2023 19:04:03 +0100
Subject: COMPENSATION AND ACCRUED INTEREST FUND DISBURSEMENT ; FINAL NOTICE;
RELEASE OF PAYMENT OF $5.1M ,INHERITANCE ACCRUED INTEREST/COMPENSATION
PAYMENT FUND.

FROM THE DESK OF MR EMEKA EMUWA .
Director, Foreign Operations {UNION BANK PLC}
Our Ref: UBN/FCU/CBX/021/15/19/2023
EMAIL; ngunionbankplc06@gmail.com
DATE; 30/ 03/2023


Good Morning Sir,

RE: YOUR INHERITANCE ACCRUED INTEREST /COMPENSATION PAYMENT ADVICE
VALUED $5.1M ,

I AM MR EMEKA EMUWA, The Director, foreign operations and head of
payment verification unit of Union Bank PLC, Lagos Nigeria, in line
with the instruction from the presidency that your accrued interest
should be paid to you immediately instead of the principal sum, which
has been the case before now.

Some time ago, your contract / inheritance sum was brought to our bank
by the central bank of Nigeria (CBN), after some period of time; the
money was taken back to the Federal Government Treasury. This was done
because of the autocracy from the CBN where they use beneficiary money
to make interest from deposits with local banks for a short period of
time. This has frustrated so many fund beneficiaries and also caused
several delays from getting foreign beneficiaries paid their due sum.

But with the intervention of the Presidency giving the Union Bank of
Nigeria the unanimous right to handle all foreign payments under the
supervision of the CBN. As the case maybe, the CBN has declared the
sum of US$5.1M as your accrued interest plus $2M AS COMPENSATION and
also approved this sum to be paid to you without any further delay. It
is my duty to verify your information and also ensure that the said
amount is immediately allocated for payment.

NB: KINDLY GET BACK TO ME WITH YOUR FULL BANKING DETAILS FOR THE
TRANSFER OF YOUR FUNDS, INCLUDING YOUR ADDRESS, TELEPHONE NUMBER,
OCCUPATION, AGE AND COPY OF YOUR IDENTIFICATION.

we have allocated to you new International Payment Voucher Number:
IMF/FRBWDC/US-BG-93WB82UN567-G, Approval Number: 7402-2022,Certificate
of Merit Number: 781 and Release Code Number: 0295 and you must quote
any of these Identification Numbers before us for proper
identification. Note also that your file is currently in my office and
from the records I have in my file, you have been cleared to receive
the sum of US$5.1M only.

Yours Faithfully,

MR EMEKA EMUWA.
Director, Foreign Operations {UNION BANK PLC}

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