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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Federal Reserve Bank" (may be fake)
Reply-To: <pamela_c_dyson@aol.com>
Date: Fri, 31 Mar 2023 02:02:32 -0700
Subject: Re: Payment Cancellation Notice

Attn: Beneficiary,

RE: PAYMENT CANCELLATION (FINAL NOTICE)

Good day! In my capacity as the Executive vice president and chief Information Officer, i have been directed by the President & CEO of the Federal Reserve Bank to write to you severally in respect of your Unclaimed Inheritance/Contract/Compensation Fund that has been approved and gazetted to be released to you and other rightful beneficiaries of your category.

If i may ask, what could have caused your refusal to respond to the mails? I wish to inform you that this very message might be the last to be sent in respect of the said fund/payment and which will also serve as one of the evidence of communication and presumption of fund rejection on your part which will necessitate recommendation for cancellation of your payment valued at US$2,500,000 (Two Million Five Hundred Thousand Dollars Only) and its consequent return to the Treasury as unclaimed.

However, if you are still willing to proceed with the procedures to effect transfer of the said fund to your designated bank account within five (5) work days, you are required to immediately send in the following information;

1. YOUR FULL NAME:
2. YOUR RESIDENTIAL/OFFICE ADDRESS:
3. YOUR DIRECT TELEPHONE NUMBER:
4. A COPY OF ID CARD ie International Passport or Driver's License etc:
5. YOUR FULL BANKING DETAILS


While it is our undertaking to ensure hitch-free payments to beneficiary's bank accounts, we do hope for reasonable cooperation to make the arrangements successful.

Yours in Service,
Pamela C. Dyson
Executive Vice President
Chief Information Officer
Federal Reserve Bank

Anti-fraud resources: