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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: Sanlam Finance Pty Ltd <sanlamfinanceonlineadvert36@outlook.com>
Date: Tue, 4 Apr 2023 06:28:22 +0000
Subject: Loan at 4% Personal Loan & 5% on Business Loan


Attn:
 
Sanlam Loan Finance (Pty) Ltd is offering our Valuable Customers a Special Loan Offer.
 
Get a loan of up to R200,000.00 to R10,000,000.00 at a fixed interest rate with our Loan promotions of 4% Personal Loan and 5% for Business Loan.
 
Whether you need money for unexpected expenses, a medical emergency, or to fund a specific project, Sanlam can offer you a fixed-rate Personal Loan & Business Loan as well according to your needs and circumstances. We are a responsible lender and will never lend you more than you can comfortably afford to repay.
 
Please find attached for more information in our 4% Personal Loan and 5% for Business Loan!
 
We await your swift application at: directsanlamconsultant@outlook.com
 
Sanlam Finance (Pty) Ltd.

Mrs. Anita Louw.
Loan Approval Department
Fax to: +27 86 608 5176
Sanlam Finance (pty) Ltd.
directsanlamconsultant@outlook.com

Anti-fraud resources: